Auto Insurance

Do you own a car and live in Massachusetts? If so, we can help you here at Bettencourt Insurance Group to obtain the necessary coverage to keep your vehicle protected at all times. It is crucial to have auto insurance because you could be responsible for damages if you cause an accident. This means you would be financially liable for all damages.

Auto Insurance Requirements

Just like any other state, Massachusetts also has requirements for all drivers. The liability limits for the state are 20/40/5. This means that your policy will protect you from expenses related to medical bills if you are found at fault for an accident, up to $40,000 for each accident and $20,000 for each person. Additionally, you will be required to have $5,000 for property damage coverage.

Auto Insurance Coverage

You can choose from any of the following auto insurance coverage options to protect your vehicle:

• Collision- This will protect you if you are involved in an accident with another driver. Depending on your limits, it will cover the costs of repairing or replacing your vehicle.
• Comprehensive- This coverage will cover the costs to repair or replace your vehicle if your car is damaged by storms, theft, vandalism, animals, etc.
• Uninsured/underinsured- Many drivers out there don’t have insurance or do not have enough insurance to cover damages if they were involved in an accident. If you happen to get into an accident with one of these drivers, this policy will protect you and cover your medical costs if you are injured.
• Roadside assistance- If your vehicle breaks down on the side of the road, your car runs out of gas, or you get a flat tire and become stranded, this policy will send help your way no matter where you are.

Quotes

To obtain a quote for auto insurance in Massachusetts or New Hampshire, please give us a call here at Bettencourt Insurance Group.